I Grew to change into This Cash-Most productive Savings Hack Into An $850K Switch

I just remember, like,wondering how I was going to make it through thenext month. Like had a degree, nojob, student loan debt hanging over my head,credit card debt hanging over my head. AndJanuary 1st came and I was like, I will neverbe in this position again. And that's when Istarted researching ways to budget and I foundcash budgeting. I started budgeting atthe beginning of the year.

And started throwing iton social media to keep myself accountable. I started the businessafter my tiktoks went viral. I was like, okay,well, people are actually interested in thisbecause finances come off really boring to me andfor some reason people were engaging. Ourinternet will be receiving $20. My name is JasmineTaylor. I'm 31 from.

Amarillo, Texas, and mybusiness brought in over $800,000 last year. You implement cashstuffing with it by budgeting the moneyliterally and physically with the cash. So thatmeans you start to budget with whatever yourpaycheck number is and you give every dollar aplace down to zero. The first product wesold was just a simple budget binder so youcould buy a binder, pick.

Your cover, add yourname, and then choose six categories. And then wemoved on to adding in different savingschallenges. This one's pretty cute with thepiggies and the wallets, and I also like friesbefore guys, we are out of stock a lot and outof stock on our website doesn't mean that we'reout of stock in our warehouse. We stock enough itemsthat we can pack and ship.

Out that same week. People are literallywaiting on the site at midnight on Saturdaynight like waiting for the restock. Last week,our $1,500 savings challenge sold out inlike six minutes. I honestly didn't haveany expectations. I just went into ithoping that I would make my money back. But I hadno idea. Even to this day,sometimes I wake up and.

I'm like, What ishappening? I believe that my mindset changed inDecember of 2020. I had just got throughChristmas and my sister died probably four yearsprevious, so I've been full time taking care ofmy niece that works with me now. I was working atthe freestanding emergency room and thenI lost that job actually over the holidays. When you finally getaccess to money, at least.

In my circumstance,everything I wanted, I wanted to buy it. I havebipolar disorder. So at the beginning ofmy journey, I understood that a lot of my impulsespending was tied to that. I started tracking myexpenses and being really diligent about budgetingand cash stuffing. I was not only able tochange my finances, but I was able to change mymindset and my.

Relationship with money. I have a bill checkingaccount. Right? So in thatchecking account, there's already next month'sbills. So when you see me cashstuffing on camera, that's for the nextmonth. So the first day of themonth, I go and deposit everything I've cashedup into the bill account. And as the month goeson, everything is direct.

Deposited. The firsttime I had been able to save $1,000, like I'dnever been able to hold on to $1,000. It really empowered memore than anything else was. Okay, well, you didthat. What else can we do? It went crazy viral. And I was like, well,I'll be back tomorrow with another one.

I knew the stimuluscheck was coming and I literally just went forit. And so I went and boughtme a cricut and I bought the supplies for thecricut, the mats and stuff like that. And Iput the rest into inventory, intopurchasing my Shopify plan for the next coupleof months, some shipping supplies and that's it. It was pretty much gone.

So in February of 2022,I realized we needed help. We were workinglike 18, 19 hour days trying to get customorders out, and we were burnt out. And it got tothe point where I couldn't hardly restockthe site because we couldn't keep up withthe orders. Right now I have threecontracted employees and they do crafting, sothey help me make envelopes. They helpmake savings challenges.

As well as one of theladies comes here and she helps me pack ordersbecause we're now packing 700 – 800 orders a weekand it is pretty tedious. For example, ourcustomers can pick the cover that they want andthen they customize the envelopes inside to fittheir needs. So different peoplechoose different titles. You can pick the color,the font on the envelopes. Mondaythrough Friday I pretty.

Much come in admin,catch up on anything that's happening that'scrazy that I need to fix. We go to the back packorders, unbox inventory and we do that until 8or 9 and then I come up here and if I'm going todo lives or whatever, I do those if I need tofilm YouTube content, I'll do that. Saturdaysand Sundays we all come in and we heavily packorders. A lot of the income thatI was making.

I was very diligentabout throwing it towards debt. I invest some inmy future and the form of a 401K, pay my billswith it, give myself spending money and putsome towards savings challenges. So the samestuff that I teach my audience I still use inmy daily life. We don't have an issuebringing in customers. Our issue is honestlythat we can't fulfill more orders.

We are shooting for $1million at the end of 2023 and we are going toget it. I'm believing that we'regoing to get there. I've never had a problembetting on myself. You've got to be willingto bet on yourself. If you don't how can youexpect anybody else to?

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